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The Universe Owes Me a Refund: A Story About Love, Loss, and Saving Yourself by Gabriela Pechova


Natalia dumps her millionaire boyfriend for a man with a Yeti cup and "potential." Spoiler: the potential never shows up. Michael is charming, scruffy, and allergic to ambition. She pays for everything, forgives too much, and finds herself rebuilding from scratch armed with sarcasm, her best friend Amy, and a rescue dog named Walter who understands loyalty better than most men. The Universe Owes Me a Refund is a fun fierce story about love, loss, and coming back.


Gabriela Pechova is a Czech-American author based in Atlanta, Georgia. After earning her degree in International Business, she followed her heart across the world-volunteering in orphanages from Uganda to Guatemala and discovering stories of resilience, love, and human connection along the way. When she's not writing or traveling, Gabriela enjoys quiet mornings, time with her adopted son, and long walks with her loyal dog, Walter.


Book Review

The Universe Owes Me a Refund is a sharp, heartfelt novel about choosing yourself when love lets you down.

Natalia makes what seems like a bold, romantic decision—leaving her polished millionaire boyfriend for Michael, a man full of charm, a Yeti cup, and endless “potential.” But as time passes, potential turns into excuses. Natalia becomes the provider, the fixer, and the forgiver, slowly losing herself in the process. When the relationship finally collapses, she’s left emotionally drained and forced to start over from nothing.

Armed with biting sarcasm, the unwavering support of her best friend Amy, and a rescue dog named Walter—who understands loyalty better than most humans—Natalia begins the hard work of rebuilding her life. What follows is a journey through heartbreak, self-awareness, and quiet resilience, filled with humor, honesty, and hard-earned growth.

Both funny and fierce, The Universe Owes Me a Refund is a story about love gone wrong, lessons learned the hard way, and the power of saving yourself when no one else will. It’s a reminder that sometimes the greatest comeback is choosing you.